--- title: Limited Company Director Mortgages Coventry & Warwickshire description: Getting a mortgage as a company director in Coventry & Warwickshire is simple with our whole-of-market advice. Speak to an independent specialist today. --- [![Jigsaw Independent Mortgage & Insurance Specialists](https://www.jims.co.uk/hs-fs/hubfs/Jigsaw-logo-master-01%20(1).png?width=173&height=85&name=Jigsaw-logo-master-01%20(1).png "Jigsaw Independent Mortgage & Insurance Specialists")](https://www.jims.co.uk/) [![Jigsaw-logo-master-01 (1)](https://www.jims.co.uk/hs-fs/hubfs/Jigsaw-logo-master-01%20(1).png?width=173&height=85&name=Jigsaw-logo-master-01%20(1).png "Jigsaw-logo-master-01 (1)")](https://www.jims.co.uk/) - About - [About us](https://www.jims.co.uk/about-us) - [Meet the team](https://www.jims.co.uk/meet-the-team) - Mortgages - [First Time Buyers](https://www.jims.co.uk/mortgage-for-first-time-buyers) - [Remortgaging](https://www.jims.co.uk/remortgage-broker) - [Buy to let](https://www.jims.co.uk/buy-to-let) - [Limited Company Directors](https://www.jims.co.uk/mortgage-for-limited-company-director) - [Self employed](https://www.jims.co.uk/mortgage-loans-for-self-employed) - [Product transfer](https://www.jims.co.uk/mortgage-product-transfer) - [Mortgages over 50s](https://www.jims.co.uk/mortgage-for-over-50) - [Homemovers](https://www.jims.co.uk/home-mover-mortgage) - Insurance & protection - [Life insurance](https://www.jims.co.uk/life-insurance-for-mortgage) - [Critical illness cover](https://www.jims.co.uk/critical-illness-cover-uk) - [Mortgage protection](https://www.jims.co.uk/mortgage-protection-coverage) - [Family Protection](https://www.jims.co.uk/family-protection-cover) - [Income protection](https://www.jims.co.uk/income-protection-cover) - Resources - [Blog](https://www.jims.co.uk/blog) - [Contact us](https://www.jims.co.uk/contact-us) More results [![Calculate my mortgage](https://hubspot-no-cache-eu1-prod.s3.amazonaws.com/cta/default/146424792/interactive-251402243298.png)](https://www.jims.co.uk/hs/cta/wi/redirect?encryptedPayload=AVxigLIcksK1yGR5DAQNPhXohI1gwdqLswi5eAccL5evbfxOy%2BkcLtmi%2FQob%2B6eNJqETiYbM%2F5oXWbNFGoYcl33tmop7%2Btns428WNdODknTTCrDK%2BmPB1iU2rfxr%2Fjj9qE3QZsIorSAwtu0YnA1s%2Fu3ML7DIgjm4es9WXgTe8hj7KAByRAJ7DjXmNqVQEZF1tGXt%2F6hEztalLqlpJgIe2bRUBE%2BGCyD2&webInteractiveContentId=251402243298&portalId=146424792) [![Calculate my mortgage](https://hubspot-no-cache-eu1-prod.s3.amazonaws.com/cta/default/146424792/interactive-251402243298.png)](https://www.jims.co.uk/hs/cta/wi/redirect?encryptedPayload=AVxigLIcksK1yGR5DAQNPhXohI1gwdqLswi5eAccL5evbfxOy%2BkcLtmi%2FQob%2B6eNJqETiYbM%2F5oXWbNFGoYcl33tmop7%2Btns428WNdODknTTCrDK%2BmPB1iU2rfxr%2Fjj9qE3QZsIorSAwtu0YnA1s%2Fu3ML7DIgjm4es9WXgTe8hj7KAByRAJ7DjXmNqVQEZF1tGXt%2F6hEztalLqlpJgIe2bRUBE%2BGCyD2&webInteractiveContentId=251402243298&portalId=146424792) [![Calculate my mortgage](https://hubspot-no-cache-eu1-prod.s3.amazonaws.com/cta/default/146424792/interactive-251402243298.png)](https://www.jims.co.uk/hs/cta/wi/redirect?encryptedPayload=AVxigLIcksK1yGR5DAQNPhXohI1gwdqLswi5eAccL5evbfxOy%2BkcLtmi%2FQob%2B6eNJqETiYbM%2F5oXWbNFGoYcl33tmop7%2Btns428WNdODknTTCrDK%2BmPB1iU2rfxr%2Fjj9qE3QZsIorSAwtu0YnA1s%2Fu3ML7DIgjm4es9WXgTe8hj7KAByRAJ7DjXmNqVQEZF1tGXt%2F6hEztalLqlpJgIe2bRUBE%2BGCyD2&webInteractiveContentId=251402243298&portalId=146424792) - About - [About us](https://www.jims.co.uk/about-us) - [Meet the team](https://www.jims.co.uk/meet-the-team) - Mortgages - [First Time Buyers](https://www.jims.co.uk/mortgage-for-first-time-buyers) - [Remortgaging](https://www.jims.co.uk/remortgage-broker) - [Buy to let](https://www.jims.co.uk/buy-to-let) - [Limited Company Directors](https://www.jims.co.uk/mortgage-for-limited-company-director) - [Self employed](https://www.jims.co.uk/mortgage-loans-for-self-employed) - [Product transfer](https://www.jims.co.uk/mortgage-product-transfer) - [Mortgages over 50s](https://www.jims.co.uk/mortgage-for-over-50) - [Homemovers](https://www.jims.co.uk/home-mover-mortgage) - Insurance & protection - [Life insurance](https://www.jims.co.uk/life-insurance-for-mortgage) - [Critical illness cover](https://www.jims.co.uk/critical-illness-cover-uk) - [Mortgage protection](https://www.jims.co.uk/mortgage-protection-coverage) - [Family Protection](https://www.jims.co.uk/family-protection-cover) - [Income protection](https://www.jims.co.uk/income-protection-cover) - Resources - [Blog](https://www.jims.co.uk/blog) - [Contact us](https://www.jims.co.uk/contact-us) [![Calculate my mortgage](https://hubspot-no-cache-eu1-prod.s3.amazonaws.com/cta/default/146424792/interactive-251402243298.png)](https://www.jims.co.uk/hs/cta/wi/redirect?encryptedPayload=AVxigLIcksK1yGR5DAQNPhXohI1gwdqLswi5eAccL5evbfxOy%2BkcLtmi%2FQob%2B6eNJqETiYbM%2F5oXWbNFGoYcl33tmop7%2Btns428WNdODknTTCrDK%2BmPB1iU2rfxr%2Fjj9qE3QZsIorSAwtu0YnA1s%2Fu3ML7DIgjm4es9WXgTe8hj7KAByRAJ7DjXmNqVQEZF1tGXt%2F6hEztalLqlpJgIe2bRUBE%2BGCyD2&webInteractiveContentId=251402243298&portalId=146424792) ![Jigsaw-logo-master-01 (1)](https://www.jims.co.uk/hs-fs/hubfs/Jigsaw-logo-master-01%20(1).png?width=243&height=119&name=Jigsaw-logo-master-01%20(1).png) 104 - 106 Moseley Avenue, Coundon, Coventry, CV6 1HQ [info@jigsawindependent.co.uk](mailto:info@jigsawindependent.co.uk) [0800 177 7890](tel:0800%20177%207890) # Specialist Mortgages for Limited Company Directors in Coventry As a company director, minimising your salary and maximising dividends is smart tax planning - but it frequently paralyses high-street bank algorithms. As independent mortgage brokers based in Coventry, we understand how to read corporate balance sheets to uncover your true borrowing capacity. You can [**speak with a specialist director mortgage broker**](https://www.jims.co.uk/contact-us) today to see how we look past basic salary calculations.  [![How much can I borrow](https://hubspot-no-cache-eu1-prod.s3.amazonaws.com/cta/default/146424792/interactive-251402245327.png)](https://www.jims.co.uk/hs/cta/wi/redirect?encryptedPayload=AVxigLI1GB3OF9qZO64Ox29QPnovvVu4lItU8fwpeOLxJ1zeoPI%2FW9hoa48FoPGxHRu%2B0a4C3klOUZAofBBIhecKgebxdglL%2BhL4IbQBE1fhsOcmgAnpw8FXWw2oO06x9N%2FHPKRuzepEr7ymAZxxB0gfkzn8TYc5UoiXy1BXrYDnNsUU%2BIRRf004NbYQoVSMwpL4dk6TTRFuWW8fMtI5caeQq2eLKIZo&webInteractiveContentId=251402245327&portalId=146424792) ![Specialist Mortgages for Limited Company Directors in Coventry](https://www.jims.co.uk/hubfs/Jigsaw%20Images%20(1).svg) ![Rate match guarantee](https://www.jims.co.uk/hubfs/Gurantee%20(2).svg) ### Rate match guarantee #### You won't find a better deal anywhere else and if you do we will pay the difference! As a limited company director, your income and accounts probably look very different from a traditional employee, even if you earn more than many. You might pay yourself a low salary, top up with dividends, or keep money in the business. Unfortunately, many lenders (and some advisers) don’t understand how to assess that properly, and it can lead to frustrating outcomes. At Jigsaw, we know exactly how limited company directors are paid, because we’re limited company directors ourselves. That’s why we offer clear, specialist mortgage advice tailored for directors, and structure your application around how you really earn, not how it looks on paper. [![Calculate my mortgage](https://hubspot-no-cache-eu1-prod.s3.amazonaws.com/cta/default/146424792/interactive-251402243298.png)](https://www.jims.co.uk/hs/cta/wi/redirect?encryptedPayload=AVxigLIcksK1yGR5DAQNPhXohI1gwdqLswi5eAccL5evbfxOy%2BkcLtmi%2FQob%2B6eNJqETiYbM%2F5oXWbNFGoYcl33tmop7%2Btns428WNdODknTTCrDK%2BmPB1iU2rfxr%2Fjj9qE3QZsIorSAwtu0YnA1s%2Fu3ML7DIgjm4es9WXgTe8hj7KAByRAJ7DjXmNqVQEZF1tGXt%2F6hEztalLqlpJgIe2bRUBE%2BGCyD2&webInteractiveContentId=251402243298&portalId=146424792) ![At Jigsaw, we know exactly how limited company directors are paid, because we’re limited company directors ourselves](https://www.jims.co.uk/hs-fs/hubfs/Images/Discussing-with-the-solicitor.webp?width=2438&height=1875&name=Discussing-with-the-solicitor.webp) ## The problem: How most lenders assess salary, dividends, and director's loans ![How most lenders assess salary, dividends, and director's loans](https://www.jims.co.uk/hs-fs/hubfs/Images/Final-checks-before-buying-a-house.webp?width=2438&height=1875&name=Final-checks-before-buying-a-house.webp) Most limited company directors take a salary of around £12,000 per year and draw the rest of their income through dividends. But many lenders only consider your basic salary and dividend income, not your full financial picture. Some lenders also don’t count: - Retained profits - Net profit before tax - Net profit after tax - Irregular dividend payments This means many directors appear to “earn less” than they actually do, even though the company might be performing strongly. We work with niche underwriters who happily base your affordability on total net profit plus director salary. To see which lenders fit your corporate structure, you can [**request an independent director affordability review**](https://www.jims.co.uk/contact-us) with our West Midlands team.  ## The solution: Lenders who understand company accounts At Jigsaw, we work with lenders who are familiar with limited company structures and willing to assess: #### Net profit before or after corporation tax #### Retained earnings (in some cases) #### Director’s salary + dividend history #### Multi-year income trends #### Accountant-prepared figures as evidence of sustainability We’ll also liaise directly with your accountant to clarify figures and ensure the numbers provided align with lender expectations, saving you from back-and-forth or having to explain things yourself. [![Calculate my mortgage](https://hubspot-no-cache-eu1-prod.s3.amazonaws.com/cta/default/146424792/interactive-251402243298.png)](https://www.jims.co.uk/hs/cta/wi/redirect?encryptedPayload=AVxigLIcksK1yGR5DAQNPhXohI1gwdqLswi5eAccL5evbfxOy%2BkcLtmi%2FQob%2B6eNJqETiYbM%2F5oXWbNFGoYcl33tmop7%2Btns428WNdODknTTCrDK%2BmPB1iU2rfxr%2Fjj9qE3QZsIorSAwtu0YnA1s%2Fu3ML7DIgjm4es9WXgTe8hj7KAByRAJ7DjXmNqVQEZF1tGXt%2F6hEztalLqlpJgIe2bRUBE%2BGCyD2&webInteractiveContentId=251402243298&portalId=146424792) ## What do you need to apply? Here’s what most lenders will require for directors: #### Minimum one or two years of accounts (depending on the lender) Minimum one or two years of accounts (depending on the lender) #### SA302s and tax year overviews from HMRC SA302s and tax year overviews from HMRC #### Finalised company accounts, prepared by an accountant Finalised company accounts, prepared by an accountant #### Proof of salary and dividends (e.g. personal bank statements) Proof of salary and dividends (e.g. personal bank statements) #### Business bank statements and trading history Business bank statements and trading history #### Clean credit history (ideally) Clean credit history (ideally) If you’ve had a strong year, a dip in income, or retained profit for tax reasons, we’ll help present that clearly and effectively to the lender. ## Why use a specialist? Limited company mortgages are complex. Many estate agents and high-street brokers simply don’t understand how your income works, or try to fit you into a PAYE box. At Jigsaw, we: - Have firsthand experience as limited company directors - Know which lenders to approach for your circumstances - Work directly with your accountant to streamline documentation - Use your full financial picture — not just basic payslips or dividend sheets - Handle the paperwork, explanation, and lender communication for you - Are CeMAP-qualified and FCA-regulated, with years of experience in complex cases ## Step-by-step: How the process works Step 1 ### Quick phone call We’ll confirm your situation and book you in for a full appointment. Step 1 Step 2 ### Fact-find & documentation We gather your tax records, accounts, and goals, and request anything we need from your accountant. Step 2 Step 3 ### Agreement in principle (AIP) We secure an AIP based on your true affordability, so you can begin your property search or refinance with confidence. Step 3 Step 4 ### Full application & offer We manage the full mortgage application and handle all communication with the lender. Step 4 Step 5 ### Completion Typical timeframes are **2–3 weeks**, depending on lender responsiveness and documentation. Step 5 [![I need a mortgage in principal](https://hubspot-no-cache-eu1-prod.s3.amazonaws.com/cta/default/146424792/interactive-251400168690.png)](https://www.jims.co.uk/hs/cta/wi/redirect?encryptedPayload=AVxigLLVdpy%2FTqeK8kU6X5zZX6rinM9w7uxMsw4VVe0q7hRlZqlxO%2Bwy4p1gW%2BMe0tmzSyTndK%2FMGtZb2DA4xqxqgLLBjhAwglQLII7%2Bec0s%2ByL6EM9bmZ5Drg2Qu96TChj4Gl2jgV74alFwmJ0cWIs37Z1xekU1BWskVco4LNYbgBfgZ%2BgSPxpSFrJqmsC%2Fok79asEid2y7Ia15wyUpJ7znz7kznIMpY6a7G1Bxg03vQX6XxNrI1Q%3D%3D&webInteractiveContentId=251400168690&portalId=146424792) ## Frequently asked questions Can I get a mortgage based on my limited company's retained profits?  Yes. While mainstream banks only look at the salary and dividends you physically draw down, we have access to specialist lenders who calculate borrowing capacity using your share of the business's net retained profits.  Is it harder to get a mortgage as a company director? Not harder, just different. With the right advice and the right lender, it’s entirely achievable. How many years of limited company accounts do I need to apply?  While 2 to 3 years of finalised accounts is standard, we can place applications with specialist lenders using just 1 year of trading history, provided you have a qualified accountant to verify the projections.  How do lenders treat a Director’s Loan account when applying for a mortgage in Coventry?  It depends entirely on whether the loan account is overdrawn or in credit. If you have loaned money to the company and are drawing it back tax-free, specific niche underwriters will accept this as legitimate income, whereas high-street banks may penalize it. Our local team can evaluate your accounts to position this correctly.  [Back to top](https://www.jims.co.uk/mortgage-for-limited-company-director#top) ![Take the stress out](https://www.jims.co.uk/hs-fs/hubfs/Images/Signing-the-house-contract-and-key-handover.webp?width=2438&height=1875&name=Signing-the-house-contract-and-key-handover.webp) ## Take the stress out You’ve worked hard to build your business, don’t let the wrong mortgage advice hold you back. If you're ready to buy, remortgage or just want clarity on what you're eligible for, we’re here to help. [Contact us](https://www.jims.co.uk/contact-us)today to book a free appointment and find out how we can help you secure the right mortgage for your circumstances. [![Contact us](https://hubspot-no-cache-eu1-prod.s3.amazonaws.com/cta/default/146424792/interactive-276195432684.png)](https://www.jims.co.uk/hs/cta/wi/redirect?encryptedPayload=AVxigLKUaxrt6SnrLRgQ3xgI3NghDnumDEHJKRhffdE%2FEGXt5GW6JyllhRprpPKpQ%2FOAxe2IiEh5rgLCq2%2By1wTngXsqSBf5AiXbDa%2B%2FXtfBukDPUvrBlYmuLy8LL11SZKLGYRUPF9N1OXowzHr%2FXrK%2B9UEpxnXeIp88UUWNnmN4oSA%2BRj12HhvR4pwWHDzNRhwqCgX6ibhXUEp%2BthRiuZQkBQ1K4%2Bp3cw%3D%3D&webInteractiveContentId=276195432684&portalId=146424792) ## How can we help you? ![Get a quick estimate of your buying power](https://www.jims.co.uk/hs-fs/hubfs/Rate%20match.webp?width=100&height=100&name=Rate%20match.webp) ### Know your budget Get a quick estimate of your buying power based on your income and budget. [![How much can I borrow](https://hubspot-no-cache-eu1-prod.s3.amazonaws.com/cta/default/146424792/interactive-251402245327.png)](https://www.jims.co.uk/hs/cta/wi/redirect?encryptedPayload=AVxigLI1GB3OF9qZO64Ox29QPnovvVu4lItU8fwpeOLxJ1zeoPI%2FW9hoa48FoPGxHRu%2B0a4C3klOUZAofBBIhecKgebxdglL%2BhL4IbQBE1fhsOcmgAnpw8FXWw2oO06x9N%2FHPKRuzepEr7ymAZxxB0gfkzn8TYc5UoiXy1BXrYDnNsUU%2BIRRf004NbYQoVSMwpL4dk6TTRFuWW8fMtI5caeQq2eLKIZo&webInteractiveContentId=251402245327&portalId=146424792) ![Get a mortgage in principle](https://www.jims.co.uk/hs-fs/hubfs/3.webp?width=100&height=100&name=3.webp) ### Get mortgage in principle Secure a lender-backed agreement to strengthen your offer on a property. [![I need a mortgage in principal](https://hubspot-no-cache-eu1-prod.s3.amazonaws.com/cta/default/146424792/interactive-251400168690.png)](https://www.jims.co.uk/hs/cta/wi/redirect?encryptedPayload=AVxigLLVdpy%2FTqeK8kU6X5zZX6rinM9w7uxMsw4VVe0q7hRlZqlxO%2Bwy4p1gW%2BMe0tmzSyTndK%2FMGtZb2DA4xqxqgLLBjhAwglQLII7%2Bec0s%2ByL6EM9bmZ5Drg2Qu96TChj4Gl2jgV74alFwmJ0cWIs37Z1xekU1BWskVco4LNYbgBfgZ%2BgSPxpSFrJqmsC%2Fok79asEid2y7Ia15wyUpJ7znz7kznIMpY6a7G1Bxg03vQX6XxNrI1Q%3D%3D&webInteractiveContentId=251400168690&portalId=146424792) ![See what your monthly payments could look like](https://www.jims.co.uk/hs-fs/hubfs/4.webp?width=100&height=100&name=4.webp) ### See your monthly payments See what your monthly payments could look like with our easy mortgage calculator. [![Calculate my mortgage](https://hubspot-no-cache-eu1-prod.s3.amazonaws.com/cta/default/146424792/interactive-251402243298.png)](https://www.jims.co.uk/hs/cta/wi/redirect?encryptedPayload=AVxigLIcksK1yGR5DAQNPhXohI1gwdqLswi5eAccL5evbfxOy%2BkcLtmi%2FQob%2B6eNJqETiYbM%2F5oXWbNFGoYcl33tmop7%2Btns428WNdODknTTCrDK%2BmPB1iU2rfxr%2Fjj9qE3QZsIorSAwtu0YnA1s%2Fu3ML7DIgjm4es9WXgTe8hj7KAByRAJ7DjXmNqVQEZF1tGXt%2F6hEztalLqlpJgIe2bRUBE%2BGCyD2&webInteractiveContentId=251402243298&portalId=146424792) ## Find out what you can afford in minutes ***Get clarity before you start house hunting*** Understanding what you can realistically afford is the first step towards a stress-free home-buying journey. Our affordability tool gives you a quick, realistic estimate of how much you may be able to borrow, based on your income, outgoings, and deposit. ***A quick check, with no impact on your credit score*** The tool is completely free to use, takes just a couple of minutes, and won’t affect your credit score — so you can explore your options with confidence and no pressure. ***Plan with confidence, whatever your next step*** Whether you’re a first-time buyer, moving home, or simply exploring what’s possible, this check helps you set a clear budget, focus on the right properties, and avoid unwelcome surprises later on. [![How much can I borrow](https://hubspot-no-cache-eu1-prod.s3.amazonaws.com/cta/default/146424792/interactive-251402245327.png)](https://www.jims.co.uk/hs/cta/wi/redirect?encryptedPayload=AVxigLI1GB3OF9qZO64Ox29QPnovvVu4lItU8fwpeOLxJ1zeoPI%2FW9hoa48FoPGxHRu%2B0a4C3klOUZAofBBIhecKgebxdglL%2BhL4IbQBE1fhsOcmgAnpw8FXWw2oO06x9N%2FHPKRuzepEr7ymAZxxB0gfkzn8TYc5UoiXy1BXrYDnNsUU%2BIRRf004NbYQoVSMwpL4dk6TTRFuWW8fMtI5caeQq2eLKIZo&webInteractiveContentId=251402245327&portalId=146424792) [![Lets Talk..](https://hubspot-no-cache-eu1-prod.s3.amazonaws.com/cta/default/146424792/interactive-384044057826.png)](https://www.jims.co.uk/hs/cta/wi/redirect?encryptedPayload=AVxigLKOVTCYuBjxyYxQs2s1RrjYYXcvN8Au401xPYQGLjBidP3dA%2FhIHRZidiqnKUTdG3Evh8RH5LUTHYJzaZW3l5ZX6VEmblR2CnpLcofh%2F1u5ltlxL2YvrqmNGYjiZQiq1jWQ1xQIzJM87uu0HKumsldypMsForApP35%2BxHQZYs6mwHjYqWg62%2BpnP4ZMhQLC1TAhMDVgI32SS%2BHTuSkuLX8%3D&webInteractiveContentId=384044057826&portalId=146424792) ![Find out what you can afford in minutes](https://www.jims.co.uk/hubfs/Jigsaw%20Mockup.svg) ### Whether you're buying or remortgaging, we’ll give you clear advice so you can make informed decisions [![Call us](https://hubspot-no-cache-eu1-prod.s3.amazonaws.com/cta/default/146424792/interactive-388830883035.png)](https://www.jims.co.uk/hs/cta/wi/redirect?encryptedPayload=AVxigLKnO1ZKjOaucJDUIe85Y4t1l37EzZGNPIdWhtGp5uOm98ePmUWN6hA4bH7Dhf0KuGUWLL%2B7d%2BlbVrJrs%2BSpek1I5a1OrJjdbcUELx2dFOPx0xMXPkAKXATrXcidyyRImpe1zkLCNXY5LjolvMhiI7%2FbeI36Fcb0VXmxHRJXTh3oahBfNNhIlQ%3D%3D&webInteractiveContentId=388830883035&portalId=146424792) #### [![Jigsaw Independent Mortgage & Insurance Specialists](https://www.jims.co.uk/hs-fs/hubfs/Jigsaw-logo-master-01%20(1).png?width=182&height=89&name=Jigsaw-logo-master-01%20(1).png)](https://www.jims.co.uk/) 104 - 106 Moseley Avenue, Coundon, Coventry, CV6 1HQ **Registration No:** 04654900   [0800 177 7890](tel:%200800%20177%207890) [info@jigsawindependent.co.uk](mailto:info@jigsawindependent.co.uk) About - [About us](https://www.jims.co.uk/about-us) - [Meet the team](https://www.jims.co.uk/meet-the-team) - [Blogs](https://www.jims.co.uk/blog) Mortgages - [First time buyers](https://www.jims.co.uk/mortgage-for-first-time-buyers) - [Remortgaging](https://www.jims.co.uk/remortgage-broker) - [Buy to let](https://www.jims.co.uk/buy-to-let) - [Limited company directors](https://www.jims.co.uk/mortgage-for-limited-company-director) - [Self employed](https://www.jims.co.uk/mortgage-loans-for-self-employed) - [Product transfer](https://www.jims.co.uk/mortgage-product-transfer) - [Mortgages over 50s](https://www.jims.co.uk/mortgage-for-over-50) Insurance Protection - [Life insurance](https://www.jims.co.uk/life-insurance-for-mortgage) - [Critical illness cover](https://www.jims.co.uk/critical-illness-cover-uk) - [Mortgage protection](https://www.jims.co.uk/mortgage-protection-coverage) - [Family protection](https://www.jims.co.uk/family-protection-cover) - [Income protection](https://www.jims.co.uk/income-protection-cover) Jigsaw Independent Mortgage Specialists Ltd is Authorised and Regulated by the Financial Conduct Authority (FCA Number: 449134). Your home may be repossessed if you do not keep up repayments on your mortgage. Copyright © 2026 Jigsaw Independent Mortgage Specialists. Designed & developed by [JDR Group](http://www.jdrgroup.co.uk). - [Terms](https://www.jims.co.uk/terms-conditions) - [Privacy](https://www.jims.co.uk/privacy-policy) - [Cookies](https://www.jims.co.uk/cookie-policy) ```json { "@context" : "https://schema.org", "@type" : "LocalBusiness", "address" : { "@type" : "PostalAddress", "addressCountry" : "UK", "addressLocality" : "Coventry", "postalCode" : "CV6 1HQ", "streetAddress" : "104 - 106 Moseley Avenue, Coundon" }, "alternateName" : "Jigsaw Independent", "contactPoint" : { "@type" : "ContactPoint", "areaServed" : "GB", "availableLanguage" : "en", "contactType" : "customer service", "telephone" : "+44 800 177 7890" }, "geo" : { "@type" : "GeoCoordinates", "latitude" : 52.4196, "longitude" : -1.5343 }, "image" : "https://www.jims.co.uk/hubfs/Jigsaw%20Mockup.svg", "logo" : "https://www.jims.co.uk/hs-fs/hubfs/Jigsaw-logo-master-01%20(1).png", "name" : "Jigsaw Independent Mortgage Specialists Ltd", "openingHours" : [ "Mo 09:30-18:00", "Tu 09:30-18:00", "We 09:30-18:00", "Th 09:30-18:00", "Fr 09:30-18:00", "Sa Closed", "Su Closed" ], "priceRange" : "£", "sameAs" : [ "https://www.facebook.com/jigsawindependent/" ], "telephone" : "0808 531 0462", "url" : "https://www.jims.co.uk/" } ``` ```json { "@context" : "https://schema.org", "@type" : "FAQPage", "mainEntity" : [ { "@type" : "Question", "acceptedAnswer" : { "@type" : "Answer", "text" : "Not harder, just different. 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