---
title: About Us - Jigsaw Independent Mortgage Specialists
description: Jigsaw simplifies the mortgage process with expert, independent advice and personalised support ensuring you make informed decisions every step of the way.
---

[![Jigsaw Independent Mortgage & Insurance Specialists](https://www.jims.co.uk/hs-fs/hubfs/Jigsaw-logo-master-01%20(1).png?width=173&height=85&name=Jigsaw-logo-master-01%20(1).png "Jigsaw Independent Mortgage & Insurance Specialists")](https://www.jims.co.uk/)

[![Jigsaw-logo-master-01 (1)](https://www.jims.co.uk/hs-fs/hubfs/Jigsaw-logo-master-01%20(1).png?width=173&height=85&name=Jigsaw-logo-master-01%20(1).png "Jigsaw-logo-master-01 (1)")](https://www.jims.co.uk/)

- About
    - [About us](https://www.jims.co.uk/about-us)
    - [Meet the team](https://www.jims.co.uk/meet-the-team)
- Mortgages
    - [First Time Buyers](https://www.jims.co.uk/mortgage-for-first-time-buyers)
    - [Remortgaging](https://www.jims.co.uk/remortgage-broker)
    - [Buy to let](https://www.jims.co.uk/buy-to-let)
    - [Limited Company Directors](https://www.jims.co.uk/mortgage-for-limited-company-director)
    - [Self employed](https://www.jims.co.uk/mortgage-loans-for-self-employed)
    - [Product transfer](https://www.jims.co.uk/mortgage-product-transfer)
    - [Mortgages over 50s](https://www.jims.co.uk/mortgage-for-over-50)
    - [Homemovers](https://www.jims.co.uk/home-mover-mortgage)
- Insurance & protection
    - [Life insurance](https://www.jims.co.uk/life-insurance-for-mortgage)
    - [Critical illness cover](https://www.jims.co.uk/critical-illness-cover-uk)
    - [Mortgage protection](https://www.jims.co.uk/mortgage-protection-coverage)
    - [Family Protection](https://www.jims.co.uk/family-protection-cover)
    - [Income protection](https://www.jims.co.uk/income-protection-cover)
- Resources 
    - [Blog](https://www.jims.co.uk/blog)
    - [Contact us](https://www.jims.co.uk/contact-us)

More results

[![Calculate my mortgage](https://hubspot-no-cache-eu1-prod.s3.amazonaws.com/cta/default/146424792/interactive-251402243298.png)](https://www.jims.co.uk/hs/cta/wi/redirect?encryptedPayload=AVxigLJbKiChjYNXocP0RxTwdDufFZtyOLixo91edhwvCXKBdoox1fwY4X0u0nTg%2FtKxyYiuveuJ%2BnT9OwLRC740i38kcV5A3dXHqO6%2Btsy7GBR%2BAjQR94K6tDIH8OCdDc0P%2BLU96dlEXk7QN8u0IkkNf4MJ1j1xLw5mJmJC%2FBMjnO3IJxSW%2FFS%2F4vhgKYjt9UoLy%2BmgQ4ZaL5fAtkMCN7WrVNLDwJAc&webInteractiveContentId=251402243298&portalId=146424792)

[![Calculate my mortgage](https://hubspot-no-cache-eu1-prod.s3.amazonaws.com/cta/default/146424792/interactive-251402243298.png)](https://www.jims.co.uk/hs/cta/wi/redirect?encryptedPayload=AVxigLJbKiChjYNXocP0RxTwdDufFZtyOLixo91edhwvCXKBdoox1fwY4X0u0nTg%2FtKxyYiuveuJ%2BnT9OwLRC740i38kcV5A3dXHqO6%2Btsy7GBR%2BAjQR94K6tDIH8OCdDc0P%2BLU96dlEXk7QN8u0IkkNf4MJ1j1xLw5mJmJC%2FBMjnO3IJxSW%2FFS%2F4vhgKYjt9UoLy%2BmgQ4ZaL5fAtkMCN7WrVNLDwJAc&webInteractiveContentId=251402243298&portalId=146424792)

[![Calculate my mortgage](https://hubspot-no-cache-eu1-prod.s3.amazonaws.com/cta/default/146424792/interactive-251402243298.png)](https://www.jims.co.uk/hs/cta/wi/redirect?encryptedPayload=AVxigLJbKiChjYNXocP0RxTwdDufFZtyOLixo91edhwvCXKBdoox1fwY4X0u0nTg%2FtKxyYiuveuJ%2BnT9OwLRC740i38kcV5A3dXHqO6%2Btsy7GBR%2BAjQR94K6tDIH8OCdDc0P%2BLU96dlEXk7QN8u0IkkNf4MJ1j1xLw5mJmJC%2FBMjnO3IJxSW%2FFS%2F4vhgKYjt9UoLy%2BmgQ4ZaL5fAtkMCN7WrVNLDwJAc&webInteractiveContentId=251402243298&portalId=146424792)

- About

    - [About us](https://www.jims.co.uk/about-us)
    - [Meet the team](https://www.jims.co.uk/meet-the-team)
- Mortgages

    - [First Time Buyers](https://www.jims.co.uk/mortgage-for-first-time-buyers)
    - [Remortgaging](https://www.jims.co.uk/remortgage-broker)
    - [Buy to let](https://www.jims.co.uk/buy-to-let)
    - [Limited Company Directors](https://www.jims.co.uk/mortgage-for-limited-company-director)
    - [Self employed](https://www.jims.co.uk/mortgage-loans-for-self-employed)
    - [Product transfer](https://www.jims.co.uk/mortgage-product-transfer)
    - [Mortgages over 50s](https://www.jims.co.uk/mortgage-for-over-50)
    - [Homemovers](https://www.jims.co.uk/home-mover-mortgage)
- Insurance & protection

    - [Life insurance](https://www.jims.co.uk/life-insurance-for-mortgage)
    - [Critical illness cover](https://www.jims.co.uk/critical-illness-cover-uk)
    - [Mortgage protection](https://www.jims.co.uk/mortgage-protection-coverage)
    - [Family Protection](https://www.jims.co.uk/family-protection-cover)
    - [Income protection](https://www.jims.co.uk/income-protection-cover)
- Resources

    - [Blog](https://www.jims.co.uk/blog)
    - [Contact us](https://www.jims.co.uk/contact-us)

[![Calculate my mortgage](https://hubspot-no-cache-eu1-prod.s3.amazonaws.com/cta/default/146424792/interactive-251402243298.png)](https://www.jims.co.uk/hs/cta/wi/redirect?encryptedPayload=AVxigLJbKiChjYNXocP0RxTwdDufFZtyOLixo91edhwvCXKBdoox1fwY4X0u0nTg%2FtKxyYiuveuJ%2BnT9OwLRC740i38kcV5A3dXHqO6%2Btsy7GBR%2BAjQR94K6tDIH8OCdDc0P%2BLU96dlEXk7QN8u0IkkNf4MJ1j1xLw5mJmJC%2FBMjnO3IJxSW%2FFS%2F4vhgKYjt9UoLy%2BmgQ4ZaL5fAtkMCN7WrVNLDwJAc&webInteractiveContentId=251402243298&portalId=146424792)

![Jigsaw-logo-master-01 (1)](https://www.jims.co.uk/hs-fs/hubfs/Jigsaw-logo-master-01%20(1).png?width=243&height=119&name=Jigsaw-logo-master-01%20(1).png)

104 - 106 Moseley Avenue, Coundon, Coventry, CV6 1HQ

[info@jigsawindependent.co.uk](mailto:info@jigsawindependent.co.uk)

[0800 177 7890](tel:0800%20177%207890)

<https://www.facebook.com/jigsawindependent/?locale=en_GB>

# About Jigsaw Independent mortgage specialists

[![How much can I borrow](https://hubspot-no-cache-eu1-prod.s3.amazonaws.com/cta/default/146424792/interactive-251402245327.png)](https://www.jims.co.uk/hs/cta/wi/redirect?encryptedPayload=AVxigLI3oeLdSqW%2FZ6nTAKGvHORHYNjnjqTqicSMrhMFZShb5P%2BJfX2xmDenDt7bKskOgkAAYMt0Ge5rrp5XAVuaKdnY3luiDr%2Fgs9RWQW25MT6Akc0BVfmgOmhIeFuhN45cSHpj%2B1otoLJ1saukyho026ei97jVMAuCFuIEBCM1IEdeuDpI3h17h0k1GjY%2Bdgapt31av84EqvQw95mdO%2BnZo23qzE8p&webInteractiveContentId=251402245327&portalId=146424792)

![Jigsaw Images (1)](https://www.jims.co.uk/hubfs/Jigsaw%20Images%20(1).svg)

![Rate match guarantee](https://www.jims.co.uk/hubfs/Gurantee%20(2).svg)

### Rate match guarantee

#### You won't find a better deal anywhere else and if you do we will pay the difference!

## We take the puzzle out of mortgages.

At Jigsaw, we believe getting a mortgage or protecting your family’s future shouldn’t feel overwhelming. That’s why we’ve spent the last 23 years making the process simpler, clearer and more personal for thousands of people across the UK.

[![Calculate my mortgage](https://hubspot-no-cache-eu1-prod.s3.amazonaws.com/cta/default/146424792/interactive-251402243298.png)](https://www.jims.co.uk/hs/cta/wi/redirect?encryptedPayload=AVxigLJbKiChjYNXocP0RxTwdDufFZtyOLixo91edhwvCXKBdoox1fwY4X0u0nTg%2FtKxyYiuveuJ%2BnT9OwLRC740i38kcV5A3dXHqO6%2Btsy7GBR%2BAjQR94K6tDIH8OCdDc0P%2BLU96dlEXk7QN8u0IkkNf4MJ1j1xLw5mJmJC%2FBMjnO3IJxSW%2FFS%2F4vhgKYjt9UoLy%2BmgQ4ZaL5fAtkMCN7WrVNLDwJAc&webInteractiveContentId=251402243298&portalId=146424792)

![A-company-director-signing-the-mortgage-contract](https://www.jims.co.uk/hs-fs/hubfs/Images/A-company-director-signing-the-mortgage-contract.webp?width=2438&height=1875&name=A-company-director-signing-the-mortgage-contract.webp)

![Couple touring new house](https://www.jims.co.uk/hs-fs/hubfs/Couple%20touring%20new%20house.webp?width=780&height=600&name=Couple%20touring%20new%20house.webp)

## Who we are

Jigsaw was founded by James Phipps in 2001, after leaving his job at a national estate agency. After years on the inside, he realised something had to change: mortgage advice was being treated as a formality, not a priority, and customers weren’t getting the guidance they truly needed.

James knew there was a better way. He launched Jigsaw as an independent, client-first mortgage and protection service, one where people come first, not property sales. That principle still defines everything we do today.

## Your team of experts

We’re a small, close-knit team of four fully qualified advisers, with a combined experience of over 100 years in the industry:

- Three mortgage specialists to help you secure the right loan, lender and rate for your unique situation
- One dedicated protection adviser to ensure your family and home are financially protected

Everyone at Jigsaw plays a vital role in your journey, from your first chat through to completion and beyond.

## What we do and why it matters

We offer more than just mortgage advice. When you work with Jigsaw, you get comprehensive support from start to finish, including:

#### Independent mortgage advice from across the whole market

Independent mortgage advice from across the whole market

#### Life insurance, critical illness and income protection tailored to your needs

Life insurance, critical illness and income protection tailored to your needs

#### Property negotiation support to help you avoid overpaying or making rushed decisions

Property negotiation support to help you avoid overpaying or making rushed decisions

#### Trusted solicitor referrals and guidance through legal stages

Trusted solicitor referrals and guidance through legal stages

#### Ongoing advice, not just at application, but whenever you need us

Ongoing advice, not just at application, but whenever you need us

We’re here to make sure you get the right mortgage, understand your options, and feel confident every step of the way, whether you're a first-time buyer, home mover, landlord or remortgaging your current home.

[![How much can I borrow](https://hubspot-no-cache-eu1-prod.s3.amazonaws.com/cta/default/146424792/interactive-251402245327.png)](https://www.jims.co.uk/hs/cta/wi/redirect?encryptedPayload=AVxigLI3oeLdSqW%2FZ6nTAKGvHORHYNjnjqTqicSMrhMFZShb5P%2BJfX2xmDenDt7bKskOgkAAYMt0Ge5rrp5XAVuaKdnY3luiDr%2Fgs9RWQW25MT6Akc0BVfmgOmhIeFuhN45cSHpj%2B1otoLJ1saukyho026ei97jVMAuCFuIEBCM1IEdeuDpI3h17h0k1GjY%2Bdgapt31av84EqvQw95mdO%2BnZo23qzE8p&webInteractiveContentId=251402245327&portalId=146424792)

## Independent. Experienced. Regulated.

We’re proud to be completely independent, which means we’re not tied to any lender, estate agent or bank. That gives us the freedom to find the best deal for you, not the one that benefits someone else.

Jigsaw is CEMAP qualified and regulated by the Financial Conduct Authority (FCA), giving you peace of mind that our advice is held to the highest standards of ethics, transparency and care.

And just to make sure you’re completely confident, we offer a mortgage price guarantee:

If you find a better deal elsewhere, we’ll pay the difference.

[![Calculate my mortgage](https://hubspot-no-cache-eu1-prod.s3.amazonaws.com/cta/default/146424792/interactive-251402243298.png)](https://www.jims.co.uk/hs/cta/wi/redirect?encryptedPayload=AVxigLJbKiChjYNXocP0RxTwdDufFZtyOLixo91edhwvCXKBdoox1fwY4X0u0nTg%2FtKxyYiuveuJ%2BnT9OwLRC740i38kcV5A3dXHqO6%2Btsy7GBR%2BAjQR94K6tDIH8OCdDc0P%2BLU96dlEXk7QN8u0IkkNf4MJ1j1xLw5mJmJC%2FBMjnO3IJxSW%2FFS%2F4vhgKYjt9UoLy%2BmgQ4ZaL5fAtkMCN7WrVNLDwJAc&webInteractiveContentId=251402243298&portalId=146424792)

## What makes us different?

We know how stressful this process can feel. Our clients come to us confused, frustrated, or unsure of what to do next. That’s why our job isn’t just to recommend a mortgage, it’s to guide you through the entire journey.

With Jigsaw, you get:

#### Clear, jargon-free advice

#### Full transparency around fees, costs and timelines

#### A team that treats your money like it’s our own

#### Hands-on support at every stage

#### Personalised recommendations based on real experience, not sales targets

We don’t work for the banks. We work for you.

[![How much can I borrow](https://hubspot-no-cache-eu1-prod.s3.amazonaws.com/cta/default/146424792/interactive-251402245327.png)](https://www.jims.co.uk/hs/cta/wi/redirect?encryptedPayload=AVxigLI3oeLdSqW%2FZ6nTAKGvHORHYNjnjqTqicSMrhMFZShb5P%2BJfX2xmDenDt7bKskOgkAAYMt0Ge5rrp5XAVuaKdnY3luiDr%2Fgs9RWQW25MT6Akc0BVfmgOmhIeFuhN45cSHpj%2B1otoLJ1saukyho026ei97jVMAuCFuIEBCM1IEdeuDpI3h17h0k1GjY%2Bdgapt31av84EqvQw95mdO%2BnZo23qzE8p&webInteractiveContentId=251402245327&portalId=146424792)

## Let's have a conversation

Whether you're buying your first home, moving somewhere new, or reviewing your protection needs, we’re here to help you make the best possible decisions with confidence.

[Get in touch](https://www.jims.co.uk/contact-us) today to book a free, no-obligation appointment.

We’ll listen, answer your questions, and help you put the right pieces in place, so you can move forward with clarity and peace of mind.

[![Contact us](https://hubspot-no-cache-eu1-prod.s3.amazonaws.com/cta/default/146424792/interactive-276195432684.png)](https://www.jims.co.uk/hs/cta/wi/redirect?encryptedPayload=AVxigLJ8MaBJQbOxP%2Bp9%2BrHfSPJ%2F%2FW8g5HKK0iObJlfDa9sD7HFA9Hf%2BG5C8KQUvpLyaC0fPXdP0NMspgLh6jjgy7Kv1kUXAzamiLY9zGO4LYNRo6eyTi1NF8u3xcKVI9QfE8%2FeDBw0c%2BNvGED7MOU2n3ni6jYs5yf9y4JsVjclVd75SRAcT9sRMO7ut3KUhigSJ2HChGcGAmO0D8CzqZkglzY16SA1nQg%3D%3D&webInteractiveContentId=276195432684&portalId=146424792)

## Find out what you can afford in minutes

***Get clarity before you start house hunting***

Understanding what you can realistically afford is the first step towards a stress-free home-buying journey. Our affordability tool gives you a quick, realistic estimate of how much you may be able to borrow, based on your income, outgoings, and deposit.

***A quick check, with no impact on your credit score***

The tool is completely free to use, takes just a couple of minutes, and won’t affect your credit score — so you can explore your options with confidence and no pressure.

***Plan with confidence, whatever your next step***

Whether you’re a first-time buyer, moving home, or simply exploring what’s possible, this check helps you set a clear budget, focus on the right properties, and avoid unwelcome surprises later on.

[![How much can I borrow](https://hubspot-no-cache-eu1-prod.s3.amazonaws.com/cta/default/146424792/interactive-251402245327.png)](https://www.jims.co.uk/hs/cta/wi/redirect?encryptedPayload=AVxigLI3oeLdSqW%2FZ6nTAKGvHORHYNjnjqTqicSMrhMFZShb5P%2BJfX2xmDenDt7bKskOgkAAYMt0Ge5rrp5XAVuaKdnY3luiDr%2Fgs9RWQW25MT6Akc0BVfmgOmhIeFuhN45cSHpj%2B1otoLJ1saukyho026ei97jVMAuCFuIEBCM1IEdeuDpI3h17h0k1GjY%2Bdgapt31av84EqvQw95mdO%2BnZo23qzE8p&webInteractiveContentId=251402245327&portalId=146424792)

[![Lets Talk..](https://hubspot-no-cache-eu1-prod.s3.amazonaws.com/cta/default/146424792/interactive-384044057826.png)](https://www.jims.co.uk/hs/cta/wi/redirect?encryptedPayload=AVxigLIbtAG%2FaTVb%2B7%2Fqvfh3lPaLFdO%2BahwTQ8QPSWya3bgTetHKiDdKOvUfwWuSkHXeAdZnQUvdDWT0BzjmMJSyShA%2FnO4uE489cPu1w%2BOWnH7eYDuI61Chaet4OaGUB6CcPy6FRzfdSOFa%2BysJZz1bhe2a20iwaPaTRZLhgxQGKusaOK%2BdDu7nURouQWLReiYUs16z61W%2BMBE1LO6%2FzOSK6%2BY%3D&webInteractiveContentId=384044057826&portalId=146424792)

![Find out what you can afford in minutes](https://www.jims.co.uk/hubfs/Jigsaw%20Mockup.svg)

### Whether you're buying or remortgaging, we’ll give you clear advice so you can make informed decisions

[![Call us](https://hubspot-no-cache-eu1-prod.s3.amazonaws.com/cta/default/146424792/interactive-388830883035.png)](https://www.jims.co.uk/hs/cta/wi/redirect?encryptedPayload=AVxigLKXe83zh%2Fv7VrK4%2BzoeAMVM%2BEfImEAUuF3fYRNkv3zO6fLVYowszk8BqeDpgsfq7OLruoN4C45WP3kjTDAyXLDPGuOOjzfZJFMA9aYeQOYT0Oym1OMIuwkd02OX7WoADkYzMDk%2BW9sVkHK2yT0biFsIHVDtgykbPCCPuHRzrp76B9LSLqqvMA%3D%3D&webInteractiveContentId=388830883035&portalId=146424792)

#### [![Jigsaw Independent Mortgage & Insurance Specialists](https://www.jims.co.uk/hs-fs/hubfs/Jigsaw-logo-master-01%20(1).png?width=182&height=89&name=Jigsaw-logo-master-01%20(1).png)](https://www.jims.co.uk/)

104 - 106 Moseley Avenue,

Coundon, Coventry, CV6 1HQ

**Registration No:** 04654900

 

[0800 177 7890](tel:%200800%20177%207890)

[info@jigsawindependent.co.uk](mailto:info@jigsawindependent.co.uk)

<https://www.facebook.com/jigsawindependent/?locale=en_GB>

 About

- [About us](https://www.jims.co.uk/about-us)
- [Meet the team](https://www.jims.co.uk/meet-the-team)
- [Blogs](https://www.jims.co.uk/blog)

 Mortgages

- [First time buyers](https://www.jims.co.uk/mortgage-for-first-time-buyers)
- [Remortgaging](https://www.jims.co.uk/remortgage-broker)
- [Buy to let](https://www.jims.co.uk/buy-to-let)
- [Limited company directors](https://www.jims.co.uk/mortgage-for-limited-company-director)
- [Self employed](https://www.jims.co.uk/mortgage-loans-for-self-employed)
- [Product transfer](https://www.jims.co.uk/mortgage-product-transfer)
- [Mortgages over 50s](https://www.jims.co.uk/mortgage-for-over-50)

 Insurance Protection

- [Life insurance](https://www.jims.co.uk/life-insurance-for-mortgage)
- [Critical illness cover](https://www.jims.co.uk/critical-illness-cover-uk)
- [Mortgage protection](https://www.jims.co.uk/mortgage-protection-coverage)
- [Family protection](https://www.jims.co.uk/family-protection-cover)
- [Income protection](https://www.jims.co.uk/income-protection-cover)

Jigsaw Independent Mortgage Specialists Ltd is Authorised and Regulated by the Financial Conduct Authority (FCA Number: 449134). Your home may be repossessed if you do not keep up repayments on your mortgage.

Copyright © 2026 Jigsaw Independent Mortgage Specialists. Designed & developed by [JDR Group](http://www.jdrgroup.co.uk).

- [Terms](https://www.jims.co.uk/terms-conditions)
- [Privacy](https://www.jims.co.uk/privacy-policy)
- [Cookies](https://www.jims.co.uk/cookie-policy)

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