<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=1560429401886838&amp;ev=PageView&amp;noscript=1">
James Phipps

Three steps to the right mortgage

Step 1

Tell James about your situation 

Book a free appointment at a time that suits you - by phone, video or in person. No forms to fill in beforehand. James will ask the right questions to understand your income, deposit and what you're hoping to achieve.

Step 2

See exactly what's possible

James will give you a clear, honest picture of what you could borrow, what your monthly payments might look like, and which mortgage products from across the whole market are the best match for your circumstances.

Step 3

We take it from here

Once you're ready to proceed, James handles the application from start to finish - chasing lenders, managing paperwork, and keeping you updated all the way through to completion. 

What we hear from Nuneaton buyers

"I'm not sure Nuneaton is the right place to buy."

Nuneaton is one of the best-value property markets in Warwickshire, with average prices around £248,000 - well below the national average - and excellent train links to Birmingham, Coventry and London. For first-time buyers especially, it represents a strong opportunity to get on the ladder in a well-connected, growing town.

"I'm worried I won't be able to borrow enough."

Lenders assess borrowing differently - some are far more generous than others for the same income and circumstances. As a whole-of-market adviser, James knows which lenders are most likely to work for you, and why - and he'll match you to them from the start.

"I've been renting a while and don't know where to start."

That's exactly what the first conversation is for. You don't need to know anything about mortgages before you call - just what you earn, what you've saved, and roughly what you'd like to buy. James will take it from there.

"My credit history isn't perfect."

Not every lender sees things the same way. There are products specifically designed for buyers with a patchy credit history, and James knows which lenders to approach - and which to avoid - to give you the best chance of a successful application.

"We're not sure whether to buy in Nuneaton or a nearby town."

James works across the whole area - Nuneaton, Bedworth, Bulkington, Hinckley and beyond - and can help you understand what different areas and budgets are possible before you start making decisions.

"How do I know I'm getting the best deal?"

James offers a rate match guarantee: if you find a better deal elsewhere after speaking to him, we'll match it or pay the difference. He compares thousands of products across the whole market - not just the deals banks put in front of you.

Ready to talk? Book a free appointment with James

 Choose a time that suits you and James will call you back - no waiting, no call centres, just a straightforward conversation about your mortgage in Nuneaton. 

Rate match guarantee

You won't find a better deal anywhere else and if you do we will pay the difference!