--- title: Mortgage Advice in Solihull | Jigsaw Independent Mortgages description: Independent whole-of-market mortgage advice in Solihull from Jigsaw. James Phipps helps buyers and homeowners across Solihull, Shirley, Olton and the wider borough. --- [![Jigsaw-logo-master-01 (1)](https://www.jims.co.uk/hs-fs/hubfs/Jigsaw-logo-master-01%20(1).png?width=173&height=85&name=Jigsaw-logo-master-01%20(1).png "Jigsaw-logo-master-01 (1)")](https://www.jims.co.uk/) # Independent Mortgage Advice in Solihull #### Expert, independent advice in one of the West Midlands' most sought-after boroughs. James Phipps is Jigsaw's adviser for Solihull and the surrounding area. He works with buyers and homeowners across the borough - from Solihull town centre and Shirley to Olton, Balsall Common, Marston Green, and out towards Knowle and Dorridge. Solihull is consistently one of the most in-demand property markets in the West Midlands. Average house prices sit around £330,000, with significant variation across the borough - from more accessible entry points in Shirley and Olton to the premium detached family homes of Bentley Heath and Dorridge. The borough's school reputation, green spaces, and transport links - including Birmingham Airport and direct rail to Birmingham city centre - sustain strong, consistent demand. As a whole-of-market adviser, James isn't tied to any bank or lender. He'll search thousands of products across the full market to find the right mortgage for your situation - and manage the whole process from first call to completion. ![James Phipps](https://www.jims.co.uk/hubfs/james-phipps-profile.png "James Phipps") #### **James Phipps** #### Whole-of-market - not tied to any lender Whole-of-market - not tied to any lender #### Independent advice, no conflicts of interest Independent advice, no conflicts of interest #### Rate match guarantee Rate match guarantee #### Over 23 years as a firm Over 23 years as a firm [Book your free appointment](https://www.jims.co.uk/mortgage-advice-solihull#calendar) **Independent & whole-of-market - we work for you** Independent & whole-of-market - we work for you **23 years finding the right mortgage for our clients** 23 years finding the right mortgage for our clients **Combined team experience of over 100 years** Combined team experience of over 100 years **Zero cost to get started and free, no-obligation advice** Zero cost to get started and free, no-obligation advice ## Three steps to the right mortgage ### Step 1 #### Tell James your situation Book a free call at a time that works for you. James will take the time to understand your income, deposit, plans and timeline - no paperwork needed for the initial conversation. ### Step 2 #### See what you can achieve in the Solihull market James will search across thousands of mortgage products to find the right fit — explaining the options in plain English and giving you an honest view of what you can borrow and what it will cost. ### Step 3 #### Move with confidence From Agreement in Principle through to completion, we manage the process for you - liaising with lenders, handling documentation, and making sure nothing holds up your purchase or remortgage. [Book your free appointment](https://www.jims.co.uk/mortgage-advice-solihull#calendar) ## What we hear from Solihull buyers #### "Solihull is competitive - how do I make sure I can move quickly when I find the right property?" An Agreement in Principle from a whole-of-market adviser - rather than a high street bank - signals genuine credibility to sellers. James can arrange this quickly so you're in a strong position to act when the right property comes to market. #### "I'm looking at the premium end of the Solihull market - can you handle larger mortgages?" Absolutely. James works across the full range of the market, including higher-value purchases and complex financial situations. Whole-of-market access means we can find products that high street banks don't offer. #### "I'm buying in Solihull but renting in London - can we do this remotely?" James works with clients remotely as well as in person. Everything can be handled by phone or video - and we'll manage the process efficiently so you don't need to be present at every stage. #### "We want to buy in a specific school catchment area - does that affect the mortgage?" The mortgage is based on the property value and your finances, not the catchment. But James knows the local market well enough to understand what different areas cost and how to structure your finances to get there. #### "My partner and I have very different incomes - how does that affect what we can borrow?" Joint mortgage applications assess both incomes together, but lenders vary in how they weight the primary vs secondary income. James will find the lender whose criteria work best for your specific income combination. #### "How do I know I'm getting the right rate for a property at this price level?" Your bank will only show you their own products. As whole-of-market advisers, we compare thousands of products across every lender - and our rate match guarantee means if you find a better deal elsewhere, we'll match it or pay the difference. ## Ready to talk? Book your free appointment with James Whether you're buying your first home in Solihull, upgrading to a bigger property, or remortgaging - James is here to help. Book a free call and let's see what's possible. #### Free and completely no obligation Free and completely no obligation #### No credit check just to get started No credit check just to get started #### Phone, video or face-to-face Phone, video or face-to-face #### Serving Solihull, Shirley, Olton, Balsall Common and beyond Serving Solihull, Shirley, Olton, Balsall Common and beyond ![Rate match guarantee](https://www.jims.co.uk/hubfs/Gurantee%20(2).svg) ### Rate match guarantee #### You won't find a better deal anywhere else and if you do we will pay the difference! ### Whether you're buying or remortgaging, we’ll give you clear advice so you can make informed decisions [![Call us](https://hubspot-no-cache-eu1-prod.s3.amazonaws.com/cta/default/146424792/interactive-388830883035.png)](https://www.jims.co.uk/hs/cta/wi/redirect?encryptedPayload=AVxigLKGIp78VtE5KKl%2BFNm6Iub6GZyoR9BQctdSW%2BS36apOq3MU1NWuYS50oxAqCMIf5DwAo3Hgeiy3x6C6cS5mZBkBS6VOIf63I3zuRj97YmVmLUB6P3fu6UeH054M6BFJXPoh%2BiqA7O6moSoU%2Fb03d0LoUivGdgJbiOUreqby%2FwS6WxpP%2B937cg%3D%3D&webInteractiveContentId=388830883035&portalId=146424792) #### [![Jigsaw Independent Mortgage & Insurance Specialists](https://www.jims.co.uk/hs-fs/hubfs/Jigsaw-logo-master-01%20(1).png?width=182&height=89&name=Jigsaw-logo-master-01%20(1).png)](https://www.jims.co.uk/) 104 - 106 Moseley Avenue, Coundon, Coventry, CV6 1HQ **Registration No:** 04654900   [0800 177 7890](tel:%200800%20177%207890) [info@jigsawindependent.co.uk](mailto:info@jigsawindependent.co.uk) About - [About us](https://www.jims.co.uk/about-us) - [Meet the team](https://www.jims.co.uk/meet-the-team) - [Blogs](https://www.jims.co.uk/blog) Mortgages - [First time buyers](https://www.jims.co.uk/mortgage-for-first-time-buyers) - [Remortgaging](https://www.jims.co.uk/remortgage-broker) - [Buy to let](https://www.jims.co.uk/buy-to-let) - [Limited company directors](https://www.jims.co.uk/mortgage-for-limited-company-director) - [Self employed](https://www.jims.co.uk/mortgage-loans-for-self-employed) - [Product transfer](https://www.jims.co.uk/mortgage-product-transfer) - [Mortgages over 50s](https://www.jims.co.uk/mortgage-for-over-50) Insurance Protection - [Life insurance](https://www.jims.co.uk/life-insurance-for-mortgage) - [Critical illness cover](https://www.jims.co.uk/critical-illness-cover-uk) - [Mortgage protection](https://www.jims.co.uk/mortgage-protection-coverage) - [Family protection](https://www.jims.co.uk/family-protection-cover) - [Income protection](https://www.jims.co.uk/income-protection-cover) Jigsaw Independent Mortgage Specialists Ltd is Authorised and Regulated by the Financial Conduct Authority (FCA Number: 449134). Your home may be repossessed if you do not keep up repayments on your mortgage. Copyright © 2026 Jigsaw Independent Mortgage Specialists. Designed & developed by [JDR Group](http://www.jdrgroup.co.uk). - [Terms](https://www.jims.co.uk/terms-conditions) - [Privacy](https://www.jims.co.uk/privacy-policy) - [Cookies](https://www.jims.co.uk/cookie-policy) ```json { "@context" : "https://schema.org", "@type" : "LocalBusiness", "address" : { "@type" : "PostalAddress", "addressCountry" : "UK", "addressLocality" : "Coventry", "postalCode" : "CV6 1HQ", "streetAddress" : "104 - 106 Moseley Avenue, Coundon" }, "alternateName" : "Jigsaw Independent", "contactPoint" : { "@type" : "ContactPoint", "areaServed" : "GB", "availableLanguage" : "en", "contactType" : "customer service", "telephone" : "+44 800 177 7890" }, "geo" : { "@type" : "GeoCoordinates", "latitude" : 52.4196, "longitude" : -1.5343 }, "image" : "https://www.jims.co.uk/hubfs/Jigsaw%20Mockup.svg", "logo" : "https://www.jims.co.uk/hs-fs/hubfs/Jigsaw-logo-master-01%20(1).png", "name" : "Jigsaw Independent Mortgage Specialists Ltd", "openingHours" : [ "Mo 09:30-18:00", "Tu 09:30-18:00", "We 09:30-18:00", "Th 09:30-18:00", "Fr 09:30-18:00", "Sa Closed", "Su Closed" ], "priceRange" : "£", "sameAs" : [ "https://www.facebook.com/jigsawindependent/" ], "telephone" : "0808 531 0462", "url" : "https://www.jims.co.uk/" } ``` ```json { "@context" : "https://schema.org", "@type" : "WebPage", "description" : "Independent whole-of-market mortgage advice in Solihull from Jigsaw. 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