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Independent Mortgage Advice in Solihull
Expert, independent advice in one of the West Midlands' most sought-after boroughs.
James Phipps is Jigsaw's adviser for Solihull and the surrounding area. He works with buyers and homeowners across the borough - from Solihull town centre and Shirley to Olton, Balsall Common, Marston Green, and out towards Knowle and Dorridge.
Solihull is consistently one of the most in-demand property markets in the West Midlands. Average house prices sit around £330,000, with significant variation across the borough - from more accessible entry points in Shirley and Olton to the premium detached family homes of Bentley Heath and Dorridge. The borough's school reputation, green spaces, and transport links - including Birmingham Airport and direct rail to Birmingham city centre - sustain strong, consistent demand.
As a whole-of-market adviser, James isn't tied to any bank or lender. He'll search thousands of products across the full market to find the right mortgage for your situation - and manage the whole process from first call to completion.
James Phipps
Whole-of-market - not tied to any lender
Independent advice, no conflicts of interest
Rate match guarantee
Over 23 years as a firm
Three steps to the right mortgage
Step 1
Tell James your situation
Book a free call at a time that works for you. James will take the time to understand your income, deposit, plans and timeline - no paperwork needed for the initial conversation.
Step 2
See what you can achieve in the Solihull market
James will search across thousands of mortgage products to find the right fit — explaining the options in plain English and giving you an honest view of what you can borrow and what it will cost.
Step 3
Move with confidence
From Agreement in Principle through to completion, we manage the process for you - liaising with lenders, handling documentation, and making sure nothing holds up your purchase or remortgage.
What we hear from Solihull buyers
"Solihull is competitive - how do I make sure I can move quickly when I find the right property?"
An Agreement in Principle from a whole-of-market adviser - rather than a high street bank - signals genuine credibility to sellers. James can arrange this quickly so you're in a strong position to act when the right property comes to market.
"I'm looking at the premium end of the Solihull market - can you handle larger mortgages?"
Absolutely. James works across the full range of the market, including higher-value purchases and complex financial situations. Whole-of-market access means we can find products that high street banks don't offer.
"I'm buying in Solihull but renting in London - can we do this remotely?"
James works with clients remotely as well as in person. Everything can be handled by phone or video - and we'll manage the process efficiently so you don't need to be present at every stage.
"We want to buy in a specific school catchment area - does that affect the mortgage?"
The mortgage is based on the property value and your finances, not the catchment. But James knows the local market well enough to understand what different areas cost and how to structure your finances to get there.
"My partner and I have very different incomes - how does that affect what we can borrow?"
Joint mortgage applications assess both incomes together, but lenders vary in how they weight the primary vs secondary income. James will find the lender whose criteria work best for your specific income combination.
"How do I know I'm getting the right rate for a property at this price level?"
Your bank will only show you their own products. As whole-of-market advisers, we compare thousands of products across every lender - and our rate match guarantee means if you find a better deal elsewhere, we'll match it or pay the difference.
Free and completely no obligation
No credit check just to get started
Phone, video or face-to-face
Serving Solihull, Shirley, Olton, Balsall Common and beyond
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