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Collette Waugh

Three steps to the right mortgage

Step 1

Start with a free conversation 

Book a free call with Collette at a time that works for you. There's no paperwork needed and no commitment required - just a relaxed conversation about your situation, what you're looking to buy, and what you're hoping to achieve. 

Step 2

Understand your options clearly

Collette will look across the whole market to find mortgage products that fit your income, deposit, and circumstances - then explain your options in plain English so you can make a confident, informed decision.

Step 3

Leave the paperwork to us

From Agreement in Principle through to completion, we handle the application process for you - liaising with lenders, managing paperwork, and keeping things moving so you don't have to.

What we hear from Bedworth buyers

"Is Bedworth actually a good place to buy?"

Bedworth is one of the most affordable markets in Warwickshire, with average prices around £230,000. It has good road and rail links to Coventry and Nuneaton, a strong local community, and a range of property types that suit buyers at every stage. For first-time buyers in particular, it represents real value.

"I'm a first-time buyer and I don't know where to begin."

You don't need to know anything before you call. Collette will guide you through everything - from how much you might be able to borrow, to what the process looks like, to which lenders are most likely to say yes for your situation.

"I'm coming off a fixed rate and I'm not sure what to do."

This is exactly the right time to call. We'll review your current deal, compare it against what's available across the whole market, and tell you whether switching could save you money - and if so, handle the whole process for you.

"I've got a smaller deposit than I'd like."

Many buyers are surprised by how little deposit is actually needed to get started. Collette will be honest with you about your options and help you understand what's available at your deposit level.

"I'm self-employed - does that make things harder?"

It can, with the wrong lender. But we know which lenders take a more practical view of self-employed income and which to avoid. We'll match you to the right ones from the start.

"How do I know I'm getting the best mortgage rate?"

We offer a rate match guarantee - if you find a better rate elsewhere after speaking to us, we'll match it or pay the difference. We compare thousands of products across the whole market on your behalf.

Book your free appointment with Collette today

Pick a time and Collette will call you - no waiting rooms, no call centres. Just honest mortgage advice from a local adviser who knows Bedworth. 

Rate match guarantee

You won't find a better deal anywhere else and if you do we will pay the difference!